Are you frugal?

I've been talking with several of my friends this week each wishing they had more money and trying to get onto better budgets and I found myself asking if they had looked through their expenses to see what they could easily eliminate to begin with. They were all looking for examples and since I do this a few times a year I thought you all might want some ideas...

• Call your phone company to see how low you can go - I'm down to $20 a month
• Re-evaluate your TV channels choices...What's the cheapest package with the channels you actually watch?
• Use the Library and/or check out Blockbuster or Netflix
• Clip Coupons and it's easy to cut the bill by 25%
• Cut out one dinner out a month
• Use Online Billpay and eliminate stamps
• Group your errands so you drive less
• Wash your laundry in cold water
• Turn off the extra lights and unplug stuff you don't use much - they still use some electricity when plugged in and turned off
• Don't insure your land on your home owner's policy...the house is really what you want to protect right?
• Use one insurance company, raise your deductible and ask for discounts
• Change the temp on your ac when you're out...how cool do our pets really need to be?

What ideas do you have? Post it in a comment!